ACA Marketplaceeasy

Special Enrollment Period (SEP) Verification

Marketplace-specific · Marketplace

Documentation of qualifying life event (job loss, marriage, birth, move) for enrollment outside open enrollment. Must enroll within 60 days of qualifying event.

Form Details

Total fields
20
Auto-fillable
14 (70%)
Time without BeneFill
20 minutes
Time with BeneFill
6 minutes
Time saved
14 minutes
Filled by
patient
Frequency
per incident

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Where to Submit This Form

🌐

Upload documents through your HealthCare.gov or state marketplace account

https://www.healthcare.gov/verify-information/

Log into your marketplace account and go to the documents section.

📬

Mail documents to the Marketplace

Health Insurance Marketplace Department of Health and Human Services 465 Industrial Blvd London, KY 40750-0001

📠

Fax to the Marketplace

Fax: 1-855-365-5535

Filing Deadline

Typically 30 days from the date you receive the verification notice. If you miss the deadline, your coverage or tax credit may be terminated.

Required Attachments

  • 📎 Documentation of the qualifying life event (e.g., marriage certificate, birth certificate, layoff letter, proof of move)
  • 📎 Proof of prior qualifying health coverage (if applicable)
  • 📎 Any documents specifically requested in your verification notice

Processing Time

10-30 days after document submission. You will receive a notice of the outcome.

What Happens Next

The Marketplace will verify your SEP eligibility. If approved, your coverage continues. If denied, you may lose coverage or have your enrollment period adjusted.

Tips for This Form

  • Respond to verification requests immediately — the deadline is firm
  • Upload documents online for fastest processing
  • Keep copies of everything you submit
  • If you cannot get the requested document, call the Marketplace to discuss alternatives

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