SUD PA (insurer-specific) · Health Insurance Plans
Prior authorization for inpatient detox, residential treatment, intensive outpatient (IOP), or medication-assisted treatment (MAT). Subject to MHPAEA parity requirements.
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Fax to the insurer's behavioral health prior authorization department
Typically submitted by the treatment facility or provider. Fax number on the insurer's provider portal or authorization form.
Submit through the insurer's provider portal
Electronic submission increasingly required for behavioral health authorizations.
Call the insurer's behavioral health authorization line
Phone authorization available for urgent admissions. Number on the back of the member's insurance card.
Filing Deadline
Pre-authorization required before non-emergency admissions. Emergency admissions must be reported within 24-48 hours. Concurrent reviews required for continued stays.
Urgent/concurrent: 24-72 hours. Standard pre-authorization: 5-15 business days. Many states have specific turnaround requirements.
The insurer will authorize a specific number of days/sessions. Concurrent review requests must be submitted before authorized days expire. Denied authorizations can be appealed, citing MHPAEA if applicable.
Parity Disclosure (insurer/state-specific) · Health Insurance Plans / State DOI
Request for insurer to disclose how it applies parity requirements: comparing treatment limits, medical necessity criteria, and non-quantitative treatment limitations (NQTLs) between mental health/substance use and medical/surgical benefits.
MH Appeal Letter · Member / Attorney
Written appeal documenting how a denial violates the Mental Health Parity and Addiction Equity Act (MHPAEA). Appeals with specific parity violation documentation have significantly higher approval rates.
EBSA MHPAEA Complaint · U.S. Department of Labor (EBSA)
Complaint to DOL Employee Benefits Security Administration about employer-sponsored plan violations of mental health parity requirements under the MHPAEA.
42 CFR Part 2 Consent · Substance Abuse Treatment Programs
Special consent required under federal law (42 CFR Part 2) for disclosure of substance use disorder treatment records. More restrictive than standard HIPAA authorization. Requires specific elements including prohibition on re-disclosure.
Baker Act / 5150 / Section 12 (state-specific) · State Courts / Law Enforcement / Providers
Legal petition for involuntary psychiatric examination of a person believed to meet criteria for danger to self/others or grave disability. Known by different names: Baker Act (FL), 5150 (CA), Section 12 (MA), and other state-specific designations.
Baker Act (CF-MH 3001-3100 series) · Florida Department of Children and Families
Florida-specific involuntary examination petition under the Baker Act. Allows 72-hour hold for psychiatric evaluation when a person meets criteria for involuntary examination.
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