Good Faith Estimate · Providers / Facilities (per No Surprises Act)
Estimate of expected charges for scheduled health care items and services. Under the No Surprises Act, providers must give uninsured or self-pay patients a good faith estimate before or at the time of scheduling.
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Provided to you by your healthcare provider
Providers must give you a Good Faith Estimate for scheduled services if you are uninsured or self-pay.
Filing Deadline
Providers must give you the GFE at least 1 business day before a scheduled service (3 business days if scheduled 3+ days in advance). You can also request one at any time.
Providers must provide the GFE within the required timeframes. If your actual bill exceeds the GFE by $400 or more, you can dispute it.
Review the GFE carefully. If your final bill exceeds the GFE by $400 or more, you have the right to dispute the bill through the patient-provider dispute resolution process.
PA Request (insurer-specific) · Health Insurance Plans
Request for approval of surgical procedures, imaging studies, specialist referrals, or other services requiring pre-authorization. Must demonstrate medical necessity.
Pharmacy PA (insurer/PBM-specific) · Health Insurance Plans / PBMs
Request for coverage of formulary drugs requiring PA, non-formulary drugs, or override of step therapy, quantity limits, or other utilization management edits.
Step Therapy Exception · Health Insurance Plans / PBMs
Request to bypass step therapy requirement and proceed directly to a preferred or non-preferred drug. Must document why first-step drugs are not appropriate for the patient.
Tiering Exception · Part D Plans / Commercial Insurers
Request to obtain a non-preferred drug at the lower cost-sharing tier. Prescriber must provide a supporting statement documenting why the lower-tier alternatives are not appropriate.
Specialty PA (insurer-specific) · Health Insurance Plans / Specialty Pharmacies
Prior authorization request for high-cost specialty medications including biologics, gene therapies, and other complex drugs. Requires detailed clinical criteria documentation.
DME PA (insurer-specific) · Health Insurance Plans / Medicare MACs
Request for coverage of wheelchairs, CPAP machines, hospital beds, prosthetics, orthotics, and other durable medical equipment.
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