Insurancemoderate

Auto Insurance PIP / MedPay Claim

PIP / MedPay Claim (auto insurer-specific) · Auto Insurance Companies

Claim for Personal Injury Protection (PIP) or Medical Payments (MedPay) coverage under an auto insurance policy to pay for medical expenses resulting from a car accident, regardless of fault.

Form Details

Total fields
15
Auto-fillable
9 (60%)
Time without BeneFill
25 minutes
Time with BeneFill
7 minutes
Time saved
18 minutes
Filled by
patient
Frequency
per incident
State-specific
Yes — form may vary by state

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Where to Submit This Form

📬

Mail to your auto insurance company's claims department

🌐

File through your auto insurer's website or mobile app

📠

Fax to the auto insurer's claims department

Filing Deadline

Varies by state — typically 30-90 days from the date of the accident. Some states allow up to 1 year. Check your policy and state law.

Required Attachments

  • 📎 Police report or accident report
  • 📎 Medical bills and records related to the accident
  • 📎 Proof of lost wages (if claiming wage loss under PIP)
  • 📎 Auto insurance declaration page showing PIP/MedPay coverage

Processing Time

Initial claim acknowledgment within 7-14 days. Payment of accepted bills typically within 30 days.

What Happens Next

The auto insurer will review medical bills and may request additional documentation. Accepted bills are paid up to your PIP/MedPay policy limit.

Tips for This Form

  • PIP is no-fault — it pays regardless of who caused the accident
  • MedPay covers medical expenses only; PIP may also cover lost wages and essential services
  • Submit medical bills as you receive them rather than waiting to compile everything
  • If your PIP/MedPay limit is exhausted, your health insurance becomes primary for remaining bills

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